| Merchant Categories | Merchant Service fee (%) | |
|---|---|---|
| All direct merchants | 0.94 | |
| Domestic (card present) | Debit & prepaid | 0.74 |
| Credit | 0.67 | |
| Domestic (card not present) | Debit & prepaid | 0.58 |
| Credit | 0.95 | |
| Foreign | Debit & prepaid | 2.83 |
| Credit | 3.04 | |
| Small merchants | 0.85 | |
| Domestic (card present) | Debit & prepaid | 0.87 |
| Credit | 0.58 | |
| Domestic (card not present) | Debit & prepaid | 0.93 |
| Credit | 1.17 | |
| Foreign | Debit & prepaid | 2.98 |
| Credit | 3.15 | |
| Medium-sized merchants | 0.87 | |
| Domestic (card present) | Debit & prepaid | 0.80 |
| Credit | 0.67 | |
| Domestic (card not present) | Debit & prepaid | 0.69 |
| Credit | 1.04 | |
| Foreign | Debit & prepaid | 2.88 |
| Credit | 3.20 | |
Download previous quarterly Average Merchant Service Fee disclosures.
01/07/26 – 30/09/26
Q3 2026 Disclosure